Rebecca Rosen, “The Circles of American Financial Hell” (2016)

“As people move up the income ladder, they escape material shortages and consume more. They have ‘things’—goods, houses, and, most importantly, education—to show for their higher earnings, but they do not have healthy finances. Having those ‘things’ is of course an improvement over not having them, but only for the very, very rich (or the very, very unusual) is there any real escape from the pressure-cooker of American household finances.”    —The Atlantic (May 5, 2016)